resources

Why the FHA 203k is more expensive

Breaking down the costs of the FHA 203k loan and what makes it more expensive.

Hiring a HUD Consultant

From property selection through post closing and the contractor draw process, the role of the 203k HUD Consultant is important to the success of a FHA full 203k loan.

What is the FHA $100 Down Program?

Can you buy a property with just $100 down? You can with this cool and underutilized FHA $100 Down program.

What is an FHA 203K Full Loan?

Also known as the Consultant K, the FHA 203k Full Renovation loan is for projects larger than $35,000 and involve structural upgrades to a property.

What is an FHA 203K Limited Loan?

Formerly known as the FHA 203k Streamlined, the 203k Limited is the most popular among real estate agents and allows for a renovation budget up to $35,000.

What is a Fannie Mae Homestyle Loan?

What other types of renovation loans are out there? The Fannie Mae Homestyle is a great tool to have in our toolbox when trying to determine the right type of renovation loan for a project.

Preparing For A Mortgage – Down Payments

You don't need 20%!

3 Things You Can Do To Prepare For A Mortgage

Our Tru-Offer for Stephen Jones on 19 Carrington Way, Marlton, NJ – Sample Offer

Hello, Here are the details of our offer on your listing. Pre-Approval Letter for 760k Loan Type: Conventional Loan Down: 20% Credit: Excellent Income: W2 Assets: Seasoned and Sourced Items Included: * Our Pre-Approval Letter (which you can download) * A video from me that highlights our financing plan and strategy * Our plan "if" value doesn't come in at contract price Thank you, Jeff Onofrio

Renovation Booklet

Seller Guides

Utilizing The Seller Buydown Strategy

TRU Offer at Cherry Creek Mortgage

8 Steps Guide to an FHA 203(k) Loan

Buyer Guide Spring/Summer 2022

Home Inspection Tips

Jeff introduces the historic home which will serve as his new office. At the end of the inspection, we summarize some of the findings which will be included in the inspector's report!

Getting a 203k Loan with $100 Down

Reviews

"Onofrio Mortgage is a great company to work with! They made the process super easy and simple in this crazy housing market. Thank you to Jeff, Grant, Aaron, and all others involved!"

nick stoneback

"Jeff and his team rocked it. It was the easiest and the best mortgage transaction we have ever had. We will be using Team Onofrio going forward on our future transactions. If we could give The Onofrio team 10 stars we would. Happy clients."

bailee pierson

"Jeff and his team were great. Smooth sailing process, always available when you had a question. Their upload system was very easy to use. I am glad I was referred to this company, wont look any further. This is your place to call."

chrismak55